Affordable Protection

Welcome to PremPay — a smarter way to finance protection products for your vehicle.

Large purchases aren’t always easy to pay for all at once, but your vehicle still deserves the protection it needs. PremPay makes it simple by allowing you to spread the cost over time with affordable payments.

With competitive interest rates and a transparent approach, PremPay ensures you’re protected — both on the road and in your financing.

How PremPay works

Choose Protection

Visit your preferred auto dealer in Canada and if you select a qualifying protection product* ask the Financial Services Manager if you can pay for your product with PremPay.

Pick a Payment Plan

Your FSM can provide you with a tailored solution for payments and loan term based on the protection product you are selecting.

Manage with Confidence

With a simply automated credit application you will know in just a few minutes if you are approved and then you are on your way with PremPay. Support is available with our exceptional customer experience team at your convenience.

No confusing fine print. No unexpected fees. Just clarity from day one.

Our commitment to fair treatment

Financing done the right way.

At PremPay, we believe customers deserve respect, honesty, and clear information when making financial decisions.

That’s why we offer:

  • A fair and reasonable interest rate of 9.99%
  • Clear disclosure of total cost and payment terms
  • No inflated pricing to disguise “0%” offers
  • Easy access to payoff and account information
  • Real customer support

What we finance

PremPay supports many protection products sold by reputable automobile dealerships including extended warranties, appearance protection, prepaid maintenance, guaranteed asset protection (GAP), anti-theft programs and more.

If your dealer’s products are not currently eligible for PremPay they may ask to have their product reviewed and approved for PremPay financing by contacting us.

Finance with purpose

PremPay is committed to responsible lending and long-term thinking.

Our purpose is to provide affordable and transparent lending that enables Canadians to build financial confidence and protect what matters in their lives.

PremPay financing is subject to approval. Interest rate is 9.99% per annum unless otherwise disclosed. Terms and conditions apply. Financing is available only for approved vehicle protection products in Canada
Services
Connect
Customer Support

Phone: 1-844-PREMPAY

Vancouver, British Columbia, Canada